Terms of Use

Status: Published on December, 2011

 

Please read these terms and conditions of use carefully before using this website. By accessing and using this website, you are agreeing to be bound by the following terms of use (the “Terms of Use”) under which you may use the website.  These Terms of Use apply to your use of allstate.ca and other affiliated Allstate Insurance Company of Canada (“Allstate”) websites which display these Terms of Use (the “Allstate Websites”).  These Terms of Use do not change or alter any other agreement or contract between you and Allstate.  If at any time you choose not to accept these Terms of Use, please do not use the Allstate Websites.  


Allstate reserves the right, in its sole discretion, to change, modify, add or remove portions of these Terms of Use at any time without prior notice to you.  Such changes will be posted on the Allstate Websites, indicating the date of revision, and shall become effective immediately upon posting.  You should periodically check for changes to these Terms of Use.  Your continued use of the Allstate Websites will indicate your acceptance to those changes.


Allstate respects your privacy and has implemented a comprehensive privacy policy available for your reference at the bottom of each page of the Allstate Websites (the “Privacy Statement”).  Before submitting any information, please review our Privacy Statement to see how it applies to you.


You may use the Allstate Wesbsites only as described in these Terms of Use. You may download or make a single copy of the Content (as described and defined below) solely for your personal, non-commercial use.  In doing so, you agree to retain all copyright and other proprietary notices contained in the original Content on any copy you make of the Content (the “Permitted Uses”).  ALL OTHER USES ARE PROHIBITED.

 

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libellous, threatening or harassing or that infringes intellectual property or other proprietary rights.

 

Allstate has the right to review the Allstate Websites from time to time and to disclose any information, including your personal information, as necessary to satisfy any law, regulation or other governmental request, to operate the Allstate Websites properly, or to protect itself, an affiliate or its users in accordance with the Privacy Policy. You agree that any information you provide through this site will be truthful and accurate.


The Allstate email system is a private email system intended only for purposes authorized by Allstate. You are not authorized to send unsolicited bulk email messages (including, but not limited to, commercial advertising; informational announcements; or solicitations for funds or donations) to any email addresses at allstate.ca. For purposes of these Terms of Use, the word ""bulk"" shall mean an email message, or group of identical or similar email messages, sent to more than 10 different allstate.ca addresses in any 24-hour period.

The public availability of an allstate.ca email address on the Allstate Websites does not imply consent to receive unsolicited bulk email messages. Allstate does not consent to receiving such message. Under the Canada Anti-Spam Legislation (“CASL”) the sending of even one unsolicited commercial electronic message will violate the law. Allstate prohibits the harvesting or collection of the email addresses of Allstate agents/employees from the Allstate Websites for the purpose of sending unsolicited bulk email to Allstate email addresses.

Allstate reserves the right to take actions as may be necessary to prevent misuse of its email system by unauthorized parties.


Certain links on the Allstate Websites lead to resources located on servers maintained by third parties over which Allstate has no control.  As such, Allstate makes no representation as to the accuracy or any other aspect of the information contained on such servers.  These links are provided solely as a convenience to you and do not serve as an endorsement by Allstate of the contents on such third party websites.  If you decide to access linked third party websites, you do so for your own benefit and at your own risk. If you choose to use the services provided by those sites, Allstate is not responsible for the privacy practices of those sites, even though Allstate's name or logo may appear on those sites. Our
Privacy Statement applies solely to the Allstate Websites.


The insurance services, products and information described on the Allstate Websites may not be available in all regions of Canada, or to persons who are residents of jurisdictions outside of Canada. Allstate’s insurance services are only available in jurisdictions where they may be legally provided.

 

You may not be eligible for all products and services and Allstate reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions, representations, agreements, eligibility and availability.


Online quotes may not be available for all provinces, products, services or coverage selections. All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application. All applications are subject to underwriting approval. Coverages and availability may vary by province; and additional minimum coverage limits may be available.


Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution.

 

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. Allstate will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact us.


From time to time, we may make contests available to users of the Allstate Websites and others.  All contests are governed by these Terms of Use and the applicable contest rules.  By participating in a contest through the Allstate Websites, you signify your agreement and acceptance of these Terms of Use and the applicable contest rules.


Except where otherwise indicated, all materials published or otherwise accessible through the Website, including, but not limited to, news articles, text, photographs, images, illustrations, audio clips, video clips, software and other materials (the ""Content"") are protected by copyright or other rights under Canadian, United States and foreign laws and are either owned, licensed, controlled or used with permission by the Allstate Insurance Company, its affiliates or others who may own copyright or the party credited as the provider of the Content. All visitors shall abide by all additional copyright notices, information and restrictions contained in any Content accessed through the Allstate Websites. Except for Permitted Uses, any reproduction, modification, publication, transmission, transfer, sale, distribution, performance, display or exploitation of any of the Content or of the Allstate Websites, whether in whole or in part, without the express written permission of Allstate is prohibited. All logos and graphics using the Allstate name [consider including associated slogans e.g., “You’re in Good Hands”] are registered trademarks/servicemarks of Allstate Insurance Company used under license by Allstate. 


These Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without regard to the conflicts of laws provisions thereof, and each party attorns to the jurisdiction of the courts therein.


The Allstate Websites are provided on as ""as is"" basis. To the extent permitted by law, Allstate disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Allstate does not warrant that the functionality or operation of the Allstate Wesbsites will be uninterrupted or free from error, that any defects on the Allstate Wesbsites will be corrected, or that the Allstate Wesbsites or the server(s) that makes them available are free of viruses or other harmful conditions or components.

Allstate may change the programs or products mentioned at any time without notice. Additionally, all insurance products referred to on the Allstate Websites are subject to availability and qualifications.  Product terms, conditions and exclusions not described on the Allstate Websites may apply.


In no event shall Allstate or its affiliated companies or their respective officers, directors, agents and employees or any person associated with the creation of this site, be liable or responsible for damages of any kind (whether arising in contract, tort, negligence or otherwise) including without restriction, direct, indirect, special, incidental, consequential, exemplary or punitive damages, losses or expenses arising out of or in connection with this site, its use or any inability to use this site, the site content or any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, loss of data or otherwise, even if Allstate, its affiliated companies or their respective representatives, are advised of the possibility of such damages.


These Terms of Use shall be deemed severable.  In the event that any provision of these Terms of Use is determined to be unenforceable or invalid, such provision shall nonetheless be enforced to the fullest extent permitted by application law, and such determination shall not affect the validity and enforceability of any other remaining provisions.


A cookie is a small text file written to a user’s hard drive that contains an identifying user number. The cookies do not contain or store any sensitive personal information about users. We use the cookie so users do not have to update their preferences every time they use the website. The cookie will automatically expire if you do not visit the Allstate website (or its affiliate sites) for 30 days. We also use the cookie to personalize a user's experience of our site (for example to display relevant content), and we may also share information with third parties for the purpose of generating relevant display advertising. If you are concerned about the presence of an Allstate cookie on your device you can choose to remove the cookie immediately by clearing your cookies in your browser settings.