Car insurance isn’t a one-size-fits-all solution across Canada as coverage and rules can vary by province. That’s why we’ve made things simple with dedicated provincial pages for Ontario, Québec, Alberta, New Brunswick, and Nova Scotia. Discover coverage options, discounts and competitive rates available where you call home, so you can feel confident before you get a quote.
- Liability insurance for auto accidents causing injury, death or vehicle/property damage.
- Accident benefits cover healthcare expense, recovery, funeral expense, and more.
- Direct compensation property damage coverage for vehicle damage and a rental if another driver is at fault.¹
- Specified perils cover loss from fire, severe weather, theft, and more.
- Collision or upset coverage for losses caused by a collision with an object.
- Comprehensive car coverage for losses from vandalism, falling trees, flying objects, animal collisions, and more.
- All perils protection that combines Collision and Comprehensive auto coverages.
- Claim forgiveness keeps your rates from increasing after your first covered claim if you’ve been claim-free for six years.²
- Disappearing deductible for $100 off each year you don’t file a covered claim.³
- Ticket forgiveness/minor conviction surcharge waiver to keep your rate steady.⁴
- Loss of use coverage for rental car or taxi costs.
- Coverage for accidents you cause if you are driving a car you do not own.
- Waiver of depreciation to help get the value of your new car in a covered claim.
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Just sign into myAllstate or download our app which allows you to access your policy and billing information, make a claim, get your pink card, and pay your bills. You can go also go paperless!
Need support now? Chat live with an agent about your policy from Monday to Friday, 9 a.m. to 4 p.m. EST or a claim service representative about your existing claim from 8:30 a.m. to 6:15 p.m. (all provinces except Quebec)!
Have questions? Your local Allstate agents in Canada have you covered. We’re ready to answer your questions to fit your needs. Find an Allstate agent for auto insurance near you.
Car insurance FAQs
What are deductibles?
How do limits and deductibles impact the cost of my car insurance?
Will I get a rental car if my car is being repaired?
What does your auto insurance policy cover if personal items are stolen from your vehicle?
Legal
Terms and conditions apply. Coverage, perils, discounts, and availability may vary by region.
This page contains information about coverage offered by Allstate Canada but does not list all of the conditions and exclusions which apply to the coverage described and it is not legal or insurance advice. The wording of the actual policy and local law will govern. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate.
*Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
**Not available for motorcycles or recreational vehicles. If no claims occur during a policy term, the deductible(s) on the qualifying vehicle(s) will automatically be reduced by $100 for a 12 month policy term or $50 for a 6 month policy term (to a minimum of $0) on the next policy renewal. Any vehicle to which this feature applies will be identified on the Certificate of Automobile Insurance. Where more than one vehicle is insured under this contract, this feature only applies to the vehicle(s) specifically identified. Claim Forgiveness does not protect your Disappearing Deductible.
***"Minor driving offence" refers to certain minor convictions in the Highway Traffic Act, R.S.O. 1990, c. H.8 . Rates will not be increased or surcharged if insured has no more than one minor Highway Traffic Act conviction every 3 years. Available to customers in Ontario only.
****Terms and Conditions Apply. Contact your Allstate claims professional or local agent for more details.
†Savings apply to major coverages only. Requirements for app downloading, enrollment, and trip recording apply.
††Allstate Car Buying Service (the “Service”) is provided by Unhaggle Inc. (“Unhaggle”). Unhaggle operates the dealer network and the Service’s websites under the Allstate domain. Allstate and Unhaggle do not broker, sell, or lease motor vehicles. Allstate has no financial relationship with any dealer in the dealer network. Each Unhaggle certified dealer will confirm vehicle availability from in-stock inventory, including options and color choices. Pricing is subject to availability of inventory and valid on in-stock vehicles at the specified dealership only. The Service may not be available in your particular location. Allstate and Unhaggle do not make any representations or warranties regarding the products, services, or websites that may be referred to in, or linked to, this site. All product names, trademarks, and trade names are the property of their respective owners.
The average total savings off MSRP published on Unhaggle operated websites across all available makes, models, and regions was $3,184 in 2015. This savings figure is inclusive of price discounts offered by dealerships and applicable manufacturer incentives (assumes cash purchase). Actual savings amounts realized by consumers are not guaranteed and will vary based on multiple factors including, but not limited to, vehicle selected, region, dealership, and applicable manufacturer incentives.
Manufacturer’s Standard Retail Price (“MSRP”) is the price the vehicle manufacturer has suggested for a vehicle. It is a realistic price for the vehicle but it is not necessarily the market price. Dealers may sell for less. It is rare for anyone to pay full MSRP. Average Price represents Unhaggle's exclusive method for calculating the average sale price of a vehicle based on actual sales data in the region.
Licence and registration fees are extra and not included in the prices displayed. Where applicable, purchases are subject to credit approval at the dealership. While efforts are made to ensure that the information and calculations displayed are accurate, pricing, incentives, and discounts may vary and are subject to change or discontinuation at any time. Unhaggle, Allstate, dealers in the dealership network, and manufacturers referred to in this website are not liable for any inaccuracies in the information presented.
The Exclusive Price (the “Exclusive Price”) is provided by Dealer Representatives in the Service’s dealer network and not by Unhaggle or Allstate. Exclusive Price signifies a savings value from the MSRP for a vehicle as configured by the user. Exclusive Price will only be honoured by the Dealer Representative listed on the Price Certificate (the “Certificate”) for the vehicle as configured. To obtain the Exclusive Price, you must present your Certificate to the indicated Dealer Representative upon arrival at the dealership. Exclusive Price expires at the end of each calendar month of the date the Certificate was generated or immediately upon a manufacturer incentive or rebate change.
Unhaggle membership and/or purchase of a product through the Service does not guarantee eligibility for insurance coverage with Allstate. No contractual relationship is established between Allstate and users of the Service unless a policy of insurance is specifically purchased from Allstate.
††† “Minor driving offence" refers to certain minor convictions in the Highway Traffic Act, R.S.O. 1990, c. H.8 or Motor Vehicle Act, R.S.N.S 1989 c.293, as applicable. Rates will not be increased or surcharged if insured has no more than one minor conviction every 3 years. Available to ON and NS customers only. Other eligibility requirements, terms and conditions apply. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-ALLSTATE Trademark owned by Allstate Insurance Company used under licence by Allstate Insurance Company of Canada. ©2024 Allstate Insurance Company of Canada.
