General Terms

At-fault

Not at fault

Claim

Coverage

Deductible

Discount

Endorsement

Estimate (also referred to as a quote)

Primary driver

Occasional driver

Quote (also referred to as an estimate)*

Discounts

Anti-Theft Device (available in Quebec only)

Driver Training

Group Discount

Multi-Vehicle

Coverage Descriptions

Property Damage

Direct Compensation

Accident Benefits

Collision

Comprehensive

Uninsured Motorist

Endorsements

Accident Benefits (QEF34 – Quebec only)

Claims Forgiveness (CF)

Disappearing Deductible

Limited Glass Endorsement (also referred to as glass coverage)* (NBEF 13C , OPCF13C, QEF 13C, SEF 13D)

Specified Perils covers certain perils such as the following:

Loss of Use (NBEF 20, OPCF 20, QEF 20, SEF 20)

Liability for Damage to Non-Owned Automobile (ASEF 27, OPCF 27, QEF 27, SEF 27)

Waiver of Depreciation (ASEF 43, NBEF 43R, OPCF 43, QEF 43, SEF 43R)

Family Protection Coverage (NBEF 44, OPCF 44, SEF 44)

Claim

Condo Insurance

Coverage

Deductible

Discount

Endorsement

Estimate (also referred to as a quote)

Homeowner Insurance

Property Insurance (often referred to as homeowner, condo or tenant insurance)

Quote (also referred to as an estimate)

Tenant Insurance

Coverages

Additional Living Expenses

Family Liability

Identity Theft, Legal, Phishing and Financial Loss Coverage

Mature/Retired Customers

Security Systems

Take Two Advantage® (also referred to as multi-line)