Glossary of Terms
General Terms
Auto
At-fault
Not at fault
Claim
Coverage
Deductible
Discount
Endorsement
Estimate (also referred to as a quote)
Primary driver
Occasional driver
Quote (also referred to as an estimate)*
Discounts
Anti-Theft Device (available in Quebec only)
Driver Training
Group Discount
Multi-Vehicle
- “Take Two” Advantage® (also referred to as multi-line)
Coverage Descriptions
Property Damage
Direct Compensation
Accident Benefits
Collision
Comprehensive
Uninsured Motorist
Endorsements
Accident Benefits (QEF34 – Quebec only)
Claims Forgiveness (CF)
Disappearing Deductible
Limited Glass Endorsement (also referred to as glass coverage)* (NBEF 13C , OPCF13C, QEF 13C, SEF 13D)
Specified Perils covers certain perils such as the following:
- Fire and lightning
- Theft or attempted theft
- Windstorm, earthquake or hail
- Windstorm, earthquake or hail
- Falling or forced landing of aircraft or parts of the aircraft
- Check Allstate’s policy wording for full details.
Loss of Use (NBEF 20, OPCF 20, QEF 20, SEF 20)
Liability for Damage to Non-Owned Automobile (ASEF 27, OPCF 27, QEF 27, SEF 27)
Waiver of Depreciation (ASEF 43, NBEF 43R, OPCF 43, QEF 43, SEF 43R)
Family Protection Coverage (NBEF 44, OPCF 44, SEF 44)
Claim
Property
Condo Insurance
Coverage
Deductible
Discount
Endorsement
Estimate (also referred to as a quote)
Homeowner Insurance
Property Insurance (often referred to as homeowner, condo or tenant insurance)
Quote (also referred to as an estimate)
Tenant Insurance
Coverages
Additional Living Expenses
Family Liability
Identity Theft, Legal, Phishing and Financial Loss Coverage
Discounts
Mature/Retired Customers
Security Systems
Take Two Advantage® (also referred to as multi-line)
Get a quote in just minutes
Bundle your home and auto to save