Drivewise Savings - Ontario and Nova Scotia

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Savings Potential:

Enrolment Discount:

Join the program and start saving**

Renewal Discount:

Your enrolment discount will be replaced by an ‘earned discount’ of up to 30% off your annual insurance premium.* The discount is based on your driving performance during the six-month monitoring period.

If you do not receive a discount as a result of your performance once the monitoring period is through, you do not need to worry. Your premium will not increase.

The purpose of the program is to give you the opportunity to receive additional savings on your auto insurance policy renewal.***

How generate a higher Earned Discount:

Want to save more? Drive safer! The better your driving habits are, the higher the discount you’ll receive.

In order to influence your discount, keep the following in mind:

• Avoid driving at a high rate of speed, especially over 125km/h. Pay attention to speed limits and drive according to conditions.
• Maintain a safe distance from the car in front of you and avoid hard braking.
• Try to avoid driving during designated periods that are deemed to be riskier.

The data generated by the app is used to calculate an ‘Earned Discount’ for those enrolled in the program.

 
Time of Day
Monday to Friday
Risk Level Time of Day
Saturday & Sunday 
Risk Level
12:01 A.M. to 4 A.M.
HIGH
12:01 A.M. to 5 A.M.
HIGH
4:01 A.M. to 12 P.M.
MEDIUM
5:01 A.M. to 11 P.M.
VERY LOW
12:01 P.M. to 11 P.M.
LOW
11:01 P.M. to 12 A.M.
HIGH
11:01 P.M. to 12 A.M. HIGH    

 

Track your savings:

Within the Drivewise app and on the website, you will be able to see your estimated discount status and driving summary. Drivers will have a report card style evaluation for each factor with individualized trip details including date of trip, driving events, distance driven, and maximum speed.

 

Legal

* Feature is optional. Subject to terms, conditions and availability. Your savings may vary. Savings apply to major coverages only.
** In order to qualify for the EnrolIment (5% in ON, 10% in NS) and TestDrivewise discount (5%), you must be enrolled in the program and have downloaded both Drivewise and the TestDrivewise apps. You will need a minimum of five trips recorded and submitted for validation to qualify for the discount.

For user who only download TestDrivewise without enrolling in the overarching program, no discount will be applied. However, if you enrol in the Drivewise program without downloadingthe TestDrivewise app, you will only receive an enrollment discount, worth five per cent.
*** At renewal, your overall premium may increase due to other factors (e.g. an at-fault accident during the year) or based on our general insurance rules (e.g. change in vehicle, change in number of drivers) and underwriting guidelines.
Coverage, perils, discounts and availability may vary by region. Trademark owned by Allstate Insurance Company used under licence by Allstate Insurance Company of Canada. ©2018 Allstate Insurance Company of Canada.