Legal - Policy Features

Legal - Policy Features

Coverage, perils, discounts, and availability may vary by region. Terms and conditions apply.

*Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.

**Not available for motorcycles or recreational vehicles. If no claims occur during a policy term, the deductible(s) on the qualifying vehicle(s) will automatically be reduced by $100 for a 12 month policy term or $50 for a 6 month policy term (to a minimum of $0) on the next policy renewal. Any vehicle to which this feature applies will be identified on the Certificate of Automobile Insurance. Where more than one vehicle is insured under this contract, this feature only applies to the vehicle(s) specifically identified. Claim Forgiveness does not protect your Disappearing Deductible.

***Savings apply to major coverages only. Requirements for app downloading, enrollment, and trip recording apply.

†Allstate Car Buying Service (the “Service”) is provided by Unhaggle Inc. (“Unhaggle”). Unhaggle operates the dealer network and the Service’s websites under the Allstate domain. Allstate and Unhaggle do not broker, sell, or lease motor vehicles. Allstate has no financial relationship with any dealer in the dealer network. Each Unhaggle certified dealer will confirm vehicle availability from in-stock inventory, including options and color choices. Pricing is subject to availability of inventory and valid on in-stock vehicles at the specified dealership only. The Service may not be available in your particular location. Allstate and Unhaggle do not make any representations or warranties regarding the products, services, or websites that may be referred to in, or linked to, this site. All product names, trademarks, and trade names are the property of their respective owners.

The average total savings off MSRP published on Unhaggle operated websites across all available makes, models, and regions was $3,184 in 2015. This savings figure is inclusive of price discounts offered by dealerships and applicable manufacturer incentives (assumes cash purchase). Actual savings amounts realized by consumers are not guaranteed and will vary based on multiple factors including, but not limited to, vehicle selected, region, dealership, and applicable manufacturer incentives.

Manufacturer’s Standard Retail Price (“MSRP”) is the price the vehicle manufacturer has suggested for a vehicle. It is a realistic price for the vehicle but it is not necessarily the market price. Dealers may sell for less. It is rare for anyone to pay full MSRP. Average Price represents Unhaggle's exclusive method for calculating the average sale price of a vehicle based on actual sales data in the region.

Licence and registration fees are extra and not included in the prices displayed. Where applicable, purchases are subject to credit approval at the dealership. While efforts are made to ensure that the information and calculations displayed are accurate, pricing, incentives, and discounts may vary and are subject to change or discontinuation at any time. Unhaggle, Allstate, dealers in the dealership network, and manufacturers referred to in this website are not liable for any inaccuracies in the information presented.

The Exclusive Price (the “Exclusive Price”) is provided by Dealer Representatives in the Service’s dealer network and not by Unhaggle or Allstate. Exclusive Price signifies a savings value from the MSRP for a vehicle as configured by the user. Exclusive Price will only be honoured by the Dealer Representative listed on the Price Certificate (the “Certificate”) for the vehicle as configured. To obtain the Exclusive Price, you must present your Certificate to the indicated Dealer Representative upon arrival at the dealership. Exclusive Price expires at the end of each calendar month of the date the Certificate was generated or immediately upon a manufacturer incentive or rebate change.

Unhaggle membership and/or purchase of a product through the Service does not guarantee eligibility for insurance coverage with Allstate. No contractual relationship is established between Allstate and users of the Service unless a policy of insurance is specifically purchased from Allstate.

This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions which apply to the coverage described and it is not legal or insurance advice. The wording of the actual policy and local law will govern. For more information, please contact your local agency or 1-800-allstate. Trademark owned by Allstate Insurance Company used under licence by Allstate Insurance Company of Canada. ©2018 Allstate Insurance Company of Canada.