Home Insurance Discounts

Cut down on cost, not your coverage

Find closest Allstate agency - Opens in a new Window
Get a free no-obligation home insurance estimate
Call 1-800-ALLSTATE (1-800-255-7828)

Quality property coverage that fits your needs

Allstate has many discounts designed to help homeowners get the most value out of their money. Check out these options:

“Take Two” Advantage®

Bundle your property and auto insurance with Allstate and you could save on both policies.

New Homes

Enjoy savings based on the age of your house.

Security Systems

Insurance savings for homes with monitored security systems or fire alarms.


Get preferred rates on home and auto insurance if your company or association qualifies for the Good Hands Group Insurance® program.

Mature/Retired Customers

Special discounts may be available for those of retirement age.

Liberty Home Security Systems (Alberta)

Alberta customers save an additional 10% off home insurance premiums** with a Liberty Security system.  For details regarding pricing and options, contact
Liberty Security at 1-866-926-7233 or visit LibertySecurity.ca

Enercare Smarter Home (Ontario)

Allstate wants to give you more peace of mind when it comes to your home by giving you 10% off your Allstate home insurance premium*** if you have Enercare Smarter Home. For details regarding pricing and Enercare Smarter Home options call Enercare at 1-866-890-8379 or visit Enercare.ca/Allstate.


You may get a discount on your property policy if you have been claim-free for at least one year.


Allstate customers who don’t have a mortgage on their home may be eligible for special discounts.

Water Protection Device

Get a special discount when you install a water leak detection system. Visit our trusted service providers’ websites and plan a free in-home assessment.


** Allstate 10% discount offer will be applied against current Allstate home insurance policy premiums. Discount offer is effective from the date of proof of Liberty set up. This offer is not available to condo, tenant, seasonal/rental property, motorcycle, boat and/or auto-only policy holders. Rates and discounts subject to change. Offer available only to existing and prospective Allstate home insurance policy holders within the Alberta Liberty serviceable area (where technology permits) at participating Alberta Allstate agencies.
Terms and conditions apply. Offer valid at Alberta Allstate agencies for a limited time and is subject to change without notice.

*** Terms and conditions apply. Ontario only. Customer must enroll in Enercare Smarter Home and provide a copy of the Enercare Smarter Home order confirmation email to Allstate.