Allstate’s Off-road Vehicle Insurance

An Allstate agent can help you drive away with the off-road insurance that suits your lifestyle.

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Call 1-800-ALLSTATE (1-800-255-7828)

Top Protection on Any Terrain

Blazing a trail through snow covered fields or venturing out into the backwoods is your thing. When you’re at play, your snowmobile, ATV, quad, or UTV is your pride and joy. That’s why you want your ride well-protected.

Mandatory Off-road Insurance

Covers you if you are in an accident and you are held liable for the injury to or death of other people. It also covers damage to their vehicle or property.

Accident Benefits
Pays for  medical bills, rehabilitation, funeral cost, and loss of income due to disability and more (not applicable in Quebec).

Direct Compensation Property Damage
Covers damage to your off-road vehicle and certain property it is carrying, when another motorist who is insured in your province is responsible for the accident (Ontario, New Brunswick, and Nova Scotia).

Optional off-road insurance coverage

Collision or Upset
Covers cost of repair or replacement of your ATV, snowmobile, quad, or UTV if you have a collision with another vehicle or object such as a tree or guardrail. Covers cost up to the actual value of your vehicle, less deductible.

Covers windshield damage and damage caused by events such as theft, vandalism, fire, falling objects, lightning explosion, or impact with an animal.

All Perils
Combines the protection of Collision and Comprehensive coverage.

Cut down your ATV insurance cost now, check out our:

Multi-Vehicle Discount
You could save money when you have more than one off-road vehicle insured with Allstate.

Elite Driver Discount
Do you have a clean driving record and at least 12 years of driving experience in North America? You could qualify for a discount on your off-road insurance (not applicable in Quebec).