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Travel Insurance

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Travel Insurance - TripMate®


Whether you’re planning an extended getaway, a vacation overseas or a last-minute trip across the border, travel confidently with TripMate Travel Insurance, through Allstate’s trusted provider, TuGo, and get coverage for unexpected medical emergencies, including COVID-19.

Benefits of getting TripMate Travel Insurance:

Get an online TripMate Travel Insurance quote


  • COVID-19 coverage

    TripMate Emergency Medical Insurance includes coverage for hospitalization and treatment for medical emergencies, including COVID-19.

  • Dedicated 24/7 emergency medical assistance

    If you’re sick or injured while away, the emergency assistance team is available to help get you the best possible care 24/7.

  • Custom add-ons and coverages

    Unlike the “one-size-fits-all” approach of credit cards and employee benefit plans, TripMate allows you to choose your deductible, trip length, and personalize with Sports & Activities Coverage, Unstable Pre-existing Medical Condition Coverage and more!

  • Complimentary MyFlyt TM service

    With TripMate, you’ll have complimentary access to MyFlyt. Simply register! Each time your flight’s delayed 2+ hours, you’ll instantly receive your choice of an airport lounge pass or cash payout.

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Year-round coverage

Travel more than once a year? With a Multi Trip Annual plan, pay once and be covered for multiple trips throughout the year – you’ll save time and money too.

Get added coverage to protect your travel investment:

  • Trip cancellation and trip interruption insurance
  • Baggage Insurance
  • Rental car protection
All inclusive holiday package
The All Inclusive Holiday Package is a great option for Canadian residents 59 years old or younger looking to bundle and save! From medical emergencies to missed flights, the All Inclusive Holiday Package has you covered.
Contact your local agent today for more information.


Travel insurance is a type of coverage designed to help cover costs when the unexpected occurs before and during a trip.

There are lots of ways that trips can go wrong that are beyond your control. Travel insurance can help protect your travel investment against cancellations or cutting short your trip, missed transport or delayed departure and emergency medical expenses. Without travel insurance, you may have to pay out of your own pocket to deal with a problem while you're away.

Travel insurance typically covers non-refundable payments and costs relating to your trip when the unexpected occurs. Most travel insurance plans cover medical emergencies, trip cancellation or interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.

Through our partners at TuGo, we are proud to offer TripMate Emergency Medical Insurance, which includes coverage for COVID-19 if, before your departure date, you’re compliant with the most current Canadian Federal Government COVID-19 vaccine requirements for entry and/or return to Canada.

For further details, see Buying Travel Medical Insurance in Canada FAQs at

You should purchase Trip Cancellation & Trip Interruption travel insurance as soon as you book your trip to ensure you are protected against cancellations. Emergency medical insurance would need to be purchased prior to departing on your trip.

While some credit cards provide basic travel insurance, coverage is often limited and only applicable if the trip is paid for with your card.

It's important to get the right type of coverage for your needs. Travel insurance policies depend on:

Age – Travel insurance should cover you at any age. While coverage becomes more expensive with age, comprehensive coverage is so important. Travellers 60 and older need to complete a Medical Questionnaire to determine their travel insurance premium.

Pre-existing medical conditions – If you have a medical condition, you can still get coverage. TripMate Emergency Medical Insurance offers competitive stability periods and Unstable Pre-existing Medical Conditions Coverage.

How often you travel – If you are a frequent traveller, it may be better to buy a Multi Trip Annual policy. It allows you to travel for an unlimited number of trips up to the trip length selected for a full year, rather than buying a Single Trip policy for each individual trip.

Destination – If you're travelling within your province, you may be covered by your provincial government healthcare plan. However, when travelling outside of your home province, including in the United States, your provincial government health care will provide minimal coverage and you will need extra emergency medical insurance.

What you'll be doing while you're away – Extra coverage may be needed if you're taking part in high-risk sports and activities, such as backcountry skiing.

Whether you're travelling independently or buying a package holiday – Package holidays may offer protection if things go wrong with transport or accommodation; however, TripMate Travel Insurance allows you to customize your coverage.

Mode of transportation – Some cruises and budget airline flights may not offer travel protection and you may want to consider purchasing TripMate Travel Insurance to supplement your coverage.

Travel insurance FAQs

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