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Off-road insurance

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Off-road vehicle insurance

Top protection on all terrains

Blazing a trail through snow covered fields or venturing out into the backwoods is your thing. When you’re at play, your snowmobile, atv, quad, or utv is your pride and joy. That’s why you want your ride well-protected.

What is an off-road vehicle?

An off-road vehicle (orv) is any motor vehicle that has been designed for driving off as well as on standard roads. There are many types of orvs, which are made for all terrains. Talk to an allstate agent today if you want to insure any of these vehicles:

  • All-terrain vehicles (atvs)
  • Utility terrain vehicles (utvs)
  • Side-by-sides (utvs)
  • Quad
  • Snowmobiles
  • Golf karts
  • And more

  • What is off-road vehicle insurance?

    Orv insurance is a special coverage for utility recreational vehicles designed for off-roading. It is a policy to protect you should you want to take your off-road vehicle on to public land. Off-road insurance is different in every province and territory, so contact an allstate agent today to talk over what coverage you need for your off-roader.

    Do I need all-terrain vehicle insurance?

    If you plan on taking your vehicle off road or riding on forestry roads, you may want to check you have the right insurance. Failure to have the correct insurance for your all-terrain vehicle may lead to fines, as well as the financial and legal implications if your atv is involved in an accident.

    Is my atv covered by my auto or home insurance?

    Utility and recreational vehicles aren’t covered by a standard home insurance policy at all. While ATVs are covered by an auto insurance policy, some ATVs aren’t equipped with the standard auto safety features, such as seat belts, airbags and turning signals, making them unsafe to drive on the road and in need of a more comprehensive coverage.

    If you want to hit the trails, you will need to be protected by an off-road vehicle insurance policy. Call an agent today to discuss the right coverage to protect you and your off-road vehicle.

    Do i need insurance for my snowmobile?

    While different provinces require different levels of coverage for snowmobiles, they do have one common insurance requirement. If you plan on taking your snowmobile across public roads, on the trails or on to public property, you will need liability coverage.

    Liability coverage

    Covers you if you are in an accident and you are held liable for the injury to or death of other people. It also covers damage to their vehicle or property.

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