Boat insurance
Boat coverage
- Sports boats
- Sailboats
- Cruisers
- Pontoon boats
- Fishing boats
- Kayak and canoes
- Personal watercrafts
- Jet boats*
- Rowboats
- And more
- Motors
- Boating equipment (e.g. dinghies, GPS, fish finders)
- Boat trailers
Boat coverage at a glance
Boat Liability Insurance
Protects you if you are in an accident and you’re held legally liable for injury or death to other people. It also covers damage to other people’s property.
Uninsured Boat Coverage
Covers you if you’re in an accident with an uninsured boater.
Medical Payments
Covers medical expenses if you, a family member, or another individual is injured (up to a maximum of your policy limits).
Emergency Services
Pays for the costs if your boat or watercraft breaks down or needs to be towed.
All Risk Coverage
Povers perils such as theft, fire, sinking, collision, explosion, damage in transit, windstorm, hail, vandalism, lightning.
Do I need boat insurance?
How much does boat insurance cost?
Making life's not so easy moments easier
If you need to make a claim, Allstate has a highly experienced claims team available 24/7 to guide you through the process.
Legal
Boat coverage is only available with an active Allstate property insurance policy. Terms and conditions and some restrictions apply. Covered perils and availability may vary by region and some coverage may be provided only by the provincial government or related agencies. This contains information about boatowners coverage offered by Allstate but does not list all of the conditions and exclusions which could apply. Boatowners coverage wording and local law will govern. For more information on coverage, perils, and availability please contact your local Allstate agency at 1-800-allstate.
*Not all jet boats are covered by boat insurance, please check with your local Allstate agent as terms and conditions apply.
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