- Personal property coverage (contents insurance) for stolen, damage, or lost items.
- Additional living expense coverage for relocation caused by an insured peril.
- Tenant liability insurance coverage for legal and medical if a guest is hurt on your property.
- Earthquake damage coverage for direct insured loss caused by an earthquake.
- Personal articles coverage for valuable items that extend beyond your contents coverage limits (e.g. jewellery, artwork).
- Water protection coverage for damaged property and belongings with two endorsement options: Limited sewer backup or Enhanced water damage insurance.¹
- Limited sewer backup coverage for damaged caused by escaping water.²
- Enhanced water damage insurance for water or sewer lines, up to $10,000 covered for related expenses.
- Ground water, sewer and overflow of body of water policies cover damage from water escaping a sewer, drain, sump pit, or septic pump, due to an insured loss.³
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Legal
Terms and conditions apply. Coverage, discounts, perils, and availability may vary by region and are subject to provincial laws and insurance regulations. This page provides general information about coverage from Allstate Canada and does not include all conditions, exclusions, or legal/insurance advice. The actual policy wording and local laws govern. For details, contact your local agency or call 1-800-ALLSTATE.
* Terms and conditions apply, based on national average as of May 10, 2026.
1 Water Protection Coverage is available through either the Enhanced Water Damage Endorsement or the Limited Sewer Backup Endorsement. These options cannot be combined. Eligibility depends on factors such as property location, past water-related claims, and whether mitigation devices (like sump pumps or backflow valves) are installed. Coverage limits, exclusions, and conditions apply.
2 Limited Sewer Backup Coverage protects against damage caused by water escaping from a sewer, drain, sump pit, or septic tank on the property. This coverage is subject to eligibility criteria, including prior claims and mitigation measures. Limits and deductibles apply. Not all properties qualify.
3 Enhanced Water Damage Coverage includes protection for sewer backup, overland water, flood, surface water, and rapid groundwater accumulation. Availability depends on property location, claims history, and the presence of mitigation devices. Coverage is subject to limits, exclusions, and conditions.
