Property Policy Features

Insurance that Works for You

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We’ll help you sort through your home insurance options

Shopping for the right home insurance policy can be hard. Don’t worry! Your local Allstate agents are here to give you the right information and help you sort through the many homeowners’ insurance options. We also offer many extra features that help you save money and increase the value of your coverage.

Your Choice Home®

You can add features like Claim Forgiveness, Disappearing Deductible and personalized options to your home insurance policy (one personalized option is free with a VIP Package).

Claim Forgiveness*

With our Claims Forgiveness feature, your property insurance rates won’t go up even if you make a claim.

Disappearing Deductible***

Each term you go without making a claim, we reduce your deductible until it disappears.

Personalized Features

This option provides extra coverage for your favourite pastimes. Find out about our Golf Package, Ski & Snowboard Package, and more. We even offer Identity Theft & Legal Expense Coverage and coverage for students living away from home. You can buy these options with Allstate’s Your Choice Home®, condo or tenant insurance (one personalized option is free with a VIP Package).

Learn more about Allstate’s Personalized features.

myAllstate®– your online account

Manage your policy and pay your bills anywhere, anytime with myAllstate online.


Terms and conditions apply. Coverage, perils, discounts, and availability may vary by region.
* Rates will not be increased or surcharged if insured submits no more than one claim every 5 years.
*** Claim Forgiveness does not protect your Disappearing Deductible.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions which apply to the coverage described. The wording of the actual policy and local law will govern. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate.