Drivewise® from Allstate Canada
Drivewise is a free way (no signup or user fees) for safe drivers to save up to 30%* on their Allstate auto insurance policy. It’s also is a great way to assess your driving habits and improve your actions behind the wheel, and there is no downside and it will not increase your premium.
It is an app that can be downloaded to your smartphone that gathers information about your daily driving habits.
It’s confidential – the data collected is confidential. It will not be used for any purposes outside of the Drivewise program without your consent, except as may be required by law, and subject to the terms and conditions of your Drivewise Customer Agreement Endorsement.
Get a discount just for signing up!
- Speak to your local Allstate agent to register for Drivewise.
- Once registered, you will receive a text message with a link to download the app from Google Play or the App Store.
- Once the app is downloaded, you will be prompted to register your account and accept the terms and conditions.* The information used to register your account, including email address and cell phone number, must correspond with what you have listed on your policy.
- In order to complete the registration process, you will need to enter a PIN number, which you will receive via text message.
- A welcome email will be sent once your registration is complete and then monitoring can begin!
For assistance downloading and setting up the Drivewise app, check out our Drivewise Set Up Quick Guide.
For features and FAQ of the Drivewise app, please check out our Feature Sheet & FAQ Guide.
Step 2: Drive Safely and Save!
The app tracks your driving data for six months and then rewards you for:
- Driving at safer speeds
- Driving during safer hours
- Minimizing frequency of hard stops
Join the program and start saving**
Your enrolment discount will be replaced by an ‘earned discount’ of up to 30% off your annual insurance premium.* The discount is based on your driving performance during the six-month monitoring period.
If you do not receive a discount as a result of your performance once the monitoring period is through, you do not need to worry. Your premium will not increase.
The purpose of the program is to give you the opportunity to receive additional savings on your auto insurance policy renewal.***
How to generate a higher Earned Discount:
Want to save more? Drive safer! The better your driving habits are, the higher the discount you’ll receive.
In order to influence your discount, keep the following in mind:
- Avoid driving at a high rate of speed, especially over 125km/h. Pay attention to speed limits and drive according to conditions.
- Maintain a safe distance from the car in front of you and avoid hard braking.
- Try to avoid driving during designated periods that are deemed to be riskier.
The data generated by the app is used to calculate an ‘Earned Discount’ for those enrolled in the program.
|Time of Day
|Time of Day
|Monday to Friday
|12:01 A.M. to 4A.M.
|12:01 A.M. to 5A.M.
|4:01A.M. to 12P.M.
|5:01A.M. to 11P.M.
|12:01P.M. to 11P.M.
|11:01P.M. to 12A.M.
|11:01 P.M. to 12 A.M.
Track Your Savings:
Within the Drivewise app and on the website, you will be able to see your estimated discount status and driving summary. Drivers will have a report card style evaluation for each factor with individualized trip details including date of trip, driving events, distance driven, and maximum speed.
For questions about enrolment and discounts, please contact the Drivewise Support Team | firstname.lastname@example.org | 1-844-679-2650
What happens after I enroll?
Once you download the Drivewise app, you’ll be prompted to complete the Drivewise Customer Agreement Endorsement. You will need to read and accept the Agreement within 30 days or you will be automatically un-enrolled from the program.
You will not be able to re-enrol in the program until your next renewal period. If you decided to re-enrol at that time ,you will be required to go through the registration processagain
Can I cancel my enrolment at any time?
What happens when my enrolment is cancelled?
Are there any additional drivewise program requirements?
Yes. There are a few additional program requirements:
• You must read and accept the Drivewise Customer Agreement Endorsement.
• You and your vehicle must maintain liability coverage at all times, while enrolled in the program.
• The app requires customers to have a smartphone, data package, and enable location services on your smartphone.
Can I have drivewise with my six-month policy?
How does the drivewise app work?
The app was developed specifically by Allstate and its vendors for the Drivewise program. It contains state-of-the-art technology and has the capability to transmit your driving data to Allstate and/or its authorized vendors via a wireless connection.
Like other user- based insurance (UBI) programs, in order to accurately monitor your driving habits the location services needs to be enabled on your phone or the app specifically.
Is the app compatible with all smartphones?
Who is responsible for the installation of the app?
Can I delete the app from my phone?
Yes. If you have completed the six-month monitoring period and no longer want to receive updates on your driving habits you can delete the app from your smartphone.
If you decide mid-monitoring that you no longer wish to be enrolled in the program contact the Drivewise Team to unenroll you, before deleting the app. They can be reached at email@example.com | 1-844-679-2650. Deleting the app from your phone will not automatically unenroll you from the program.
How do I know the app is working properly?
Will the app drain my battery or data?
In terms of data use, it will depend how often and how far you drive each day. For example, if your average distance driven is 30km per day, you would use 3mb of data, which translates into 90mb of data per month. The approximate equivalent of:
• Sending and receiving 100 texts/emails, with attachments.
• Browsing the web for four hours, without downloading pictures or videos.
• Using Waze or Google Maps for one hour.
• Streaming music for approximately one hour and 20 minutes.
What happens if my phone is lost or stolen?
App and Installation
What information is collected as part of the phone handling feature?
How will the information from the phone handling feature be used?
Will data captured via the phone handling feature be used to calculate my drivewise discount?
What if I am a passenger in a car, what type of information will be collected as part of the phone handling feature?
If I give my phone to a passenger, will the phone handling events still be collected?
Will using bluetooth or hands-free/face unlock features be counted as a phone handling event?
Will the phone handling feature know who I spoke with or who called me?
FAQs for phone calls and phone usage (“phone handling”) events
Is the data collected continuously updated?
What happens if I’m the passenger or taking public transportation?
What happens to the data that is collected?
Will the data be used in allstate claim handling?
Who are the drivewise service providers?
The service providers for the drivewise program are modus group, LLC and Arity LLC.
Modus Group, LLC was founded in 1999 and specializes in vehicle telematics and driver safety. The company presently manages multiple, nationwide insurance telematics programs.
Arity LLC is a technology company focused on making transportation safer, smarter and more useful for everyone. Arity LLC collects and analyzes massive amounts of data to help partners better predict risk and understand how people move.
Is data shared with the program vendors?
Yes. Modus Group, LLC and Arity LLC will manage data collected from the app on behalf of Allstate. As service providers to Allstate, Arity LLC and Modus Group, LLC are bound to uphold the same standards of data and personal information security as Allstate and are bound to abide by all applicable Canadian privacy laws.
Modus Group, LLC is responsible for the development of the drivewise app and provides support to the program through data collection and data management, logistics and service support.
Modus Group, LLC then shares the data with Arity LLC for purposes related to the drivewise program including scoring driving data, as well as analyzing the risk associated with driving behavior to support future enhancements to the program.
What happens if I purchase a new vehicle?
Is there any reason Allstate would extend the drivewise monitoring period?
The following changes may extend the monitoring period:
• Change in address or territory rating
• Change in or addition of a principal driver
• Change in or addition of an underage occasional driver
• Policy termination
• Policy reinstatement
Changes to insurance policy
Making life's not so easy moments easier
* Feature is optional. Subject to terms, conditions and availability. Your savings may vary. Savings apply to major coverages only.
**In order to qualify for the one-time Enrollment (10% in AB, NS and NB, 5% in QC, 2.5% in ON) and Drivewise TRIAL discount (5% in AB, NB and NS), you must download the Drivewise app, complete registration and take trips.If registration is not completed and trips haven’t been recorded in the App within the allotted time, the one-time enrollment discount will be removed effective inception of the policy.
For users who only download Drivewise TRIAL without enrolling in the Drivewise program, no discount will be applied. However, if you enrol in the Drivewise program without completing the Drivewise TRIAL, you will only receive an enrollment discount.
*** At renewal, your overall premium may increase due to other factors (e.g. an at-fault accident during the year) or based on our general insurance rules (e.g. change in vehicle, change in number of drivers) and underwriting guidelines.
Coverage, perils, discounts and availability may vary by region. Trademark owned by Allstate Insurance Company used under licence by Allstate Insurance Company of Canada. ©2021 Allstate Insurance Company of Canada.