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Drivewise® from Allstate Canada

Drivewise is a free way (no signup or user fees) for safe drivers to save up to 30%* on their Allstate auto insurance policy. It’s also is a great way to assess your driving habits and improve your actions behind the wheel, and there is no downside and it will not increase your premium.

It is an app that can be downloaded to your smartphone that gathers information about your daily driving habits. 

It’s confidential – the data collected is confidential. It will not be used for any purposes outside of the Drivewise program without your consent, except as may be required by law, and subject to the terms and conditions of your Drivewise Customer Agreement Endorsement.

Get a discount just for signing up!

Call 1-844-679-2650

Enroll Today


How Drivewise works

Step 1: Register and Download
  • Speak to your local Allstate agent to register for Drivewise.
  • Once registered, you will receive a text message with a link to download the app from Google Play or the App Store.
  • Once the app is downloaded, you will be prompted to register your account and accept the terms and conditions.* The information used to register your account, including email address and cell phone number, must correspond with what you have listed on your policy.
  • In order to complete the registration process, you will need to enter a PIN number, which you will receive via text message.
  • A welcome email will be sent once your registration is complete and then monitoring can begin!

For assistance downloading and setting up the Drivewise app, check out our Drivewise Set Up Quick Guide.

For features and FAQ of the Drivewise app, please check out our Feature Sheet & FAQ Guide.

Step 2: Drive Safely and Save!

The app tracks your driving data for six months and then rewards you for:

  • Driving at safer speeds
  • Driving during safer hours
  • Minimizing frequency of hard stops

Drivewise savings

Savings Potential:

Enrolment Discount:

Join the program and start saving**

Renewal Discount:

Your enrolment discount will be replaced by an ‘earned discount’ of up to 30% off your annual insurance premium.* The discount is based on your driving performance during the six-month monitoring period.

If you do not receive a discount as a result of your performance once the monitoring period is through, you do not need to worry. Your premium will not increase.

The purpose of the program is to give you the opportunity to receive additional savings on your auto insurance policy renewal.***

How to generate a higher Earned Discount:

Want to save more? Drive safer! The better your driving habits are, the higher the discount you’ll receive.

In order to influence your discount, keep the following in mind:

  • Avoid driving at a high rate of speed, especially over 125km/h. Pay attention to speed limits and drive according to conditions.
  • Maintain a safe distance from the car in front of you and avoid hard braking.
  • Try to avoid driving during designated periods that are deemed to be riskier.

The data generated by the app is used to calculate an ‘Earned Discount’ for those enrolled in the program.


Time of Day Risk Level Time of Day Risk Level
Monday to Friday Saturday& Sunday
12:01 A.M. to 4A.M. HIGH 12:01 A.M. to 5A.M. HIGH
4:01A.M. to 12P.M. LOW 5:01A.M. to 11P.M. VERY LOW
12:01P.M. to 11P.M. MEDIUM 11:01P.M. to 12A.M. HIGH
11:01 P.M. to 12 A.M. HIGH


Track Your Savings:

Within the Drivewise app and on the website, you will be able to see your estimated discount status and driving summary. Drivers will have a report card style evaluation for each factor with individualized trip details including date of trip, driving events, distance driven, and maximum speed.

For questions about enrolment and discounts, please contact the Drivewise Support Team |  | 1-844-679-2650


Once you download the Drivewise app, you’ll be prompted to complete the Drivewise Customer Agreement Endorsement. You will need to read and accept the Agreement within 30 days or you will be automatically un-enrolled from the program.

You will not be able to re-enrol in the program until your next renewal period. If you decided to re-enrol at that time ,you will be required to go through the registration processagain

Yes, you can cancel your enrolment in the Drivewise program at any time. Simply call 1-844-679-2650. Deleting the app from your phone will not cancel your enrolment.

We will send a text to you to confirm you are no longer enrolled in the program and we will update your policy information. This means that any Drivewise discounts will be removed. Revised policy documentation will be provided to you, to confirm any change in premium. You will also receive a letter in the mail advising that the discount has been removed.

Yes. There are a few additional program requirements:

• You must read and accept the Drivewise Customer Agreement Endorsement.

• You and your vehicle must maintain liability coverage at all times, while enrolled in the program.

• The app requires customers to have a smartphone, data package, and enable location services on your smartphone.

No. Drivewise is not available for policies with a six-month term.

Drivewise® FAQ


The app was developed specifically by Allstate and its vendors for the Drivewise program. It contains state-of-the-art technology and has the capability to transmit your driving data to Allstate and/or its authorized vendors via a wireless connection.

Like other user- based insurance (UBI) programs, in order to accurately monitor your driving habits the location services needs to be enabled on your phone or the app specifically.

The app is compatible with Apple and Android devices. It is not available for download on Windows or Blackberry.

You are responsible for the installation of the Drivewise app and must keep it until completion of the monitoring. After the six-month monitoring period is complete, you have the option of continuing to monitor and learn from your driving habits or deleting your account.

Yes. If you have completed the six-month monitoring period and no longer want to receive updates on your driving habits you can delete the app from your smartphone.

If you decide mid-monitoring that you no longer wish to be enrolled in the program contact the Drivewise Team to unenroll you, before deleting the app. They can be reached at | 1-844-679-2650. Deleting the app from your phone will not automatically unenroll you from the program.

Allstate’s service provider, Modus Group LLC, has a vigorous quality assurance process. The app was thoroughly tested prior to distribution. They will also verify the app is reporting trips once installed in your vehicle(s). For your own reassurance, you can log in to the app or driver portal to view the reported trips and projected score.

In terms of data use, it will depend how often and how far you drive each day. For example, if your average distance driven is 30km per day, you would use 3mb of data, which translates into 90mb of data per month. The approximate equivalent of:

• Sending and receiving 100 texts/emails, with attachments.
• Browsing the web for four hours, without downloading pictures or videos.
• Using Waze or Google Maps for one hour.
• Streaming music for approximately one hour and 20 minutes.

The app cannot run without using data. Once the drive has been completed, the location service turns off, which will minimize battery consumption.

If your phone is lost or stolen, please contact your local Allstate agency or Drivewise Team at 1-844-679-2650 to stop the monitoring process. Once you have a new phone you can re-download the app and carry on where you left off.

App and Installation


The phone handling feature is for informational purposes only and provides participants of the Drivewise program with insights into their distracted driving habits. When the vehicle is in motion, the Drivewise app will record phone handling behaviours, like when a user locks or unlocks their phone, scrolls, types, and accepts incoming or makes outgoing calls.

The information will be processed by our third- party partners. This will give users a summary of events to help identify distracted driving habits that they may not be fully aware are happening. This information will help users to improve and become safer drivers. The data will be retained for a period while you remain in this program (for as long as is reasonable for legal and business purposes).

No, phone handling events are not used for the purpose of calculating your Drivewise Discount. They are only used to provide users with insights into potential distracted driving tendencies. See the Drivewise Customer Agreement for further details on what data elements are used to calculate your score.

If you are a passenger, the Drivewise app will still record events while the car is in motion whenever the passenger physically locks or unlocks the phone, scrolls, types, and accepts incoming or makes outgoing calls. If you are not the driver of a trip, you can select “passenger” for that trip in the Trip Audit menu.

Yes, the phone handling events will still be collected, but are for your information only and do not impact the calculation of the Drivewise Discount.

Yes, hands-free and face unlock actions are captured as phone handling events in the app. We suggest users set up and use their music or navigation apps before they drive.

No, the phone handling feature only captures the action of answering or making a phone call

FAQs for phone calls and phone usage (“phone handling”) events


New data is sent from the app each time you are in a moving vehicle. The Drivewise app starts working upon download and updates will come through after every trip.

The Drivewise app will be able to detect if you are on a subway or train based on the speed and route of travel. In instances where you are riding as a passenger, in a cab or on a bus, you can go into the app and flag the trip once the ride is complete.



At Allstate Insurance Company of Canada, respecting and protecting your privacy is of utmost importance. Your personal information, including what is collected through the Drivewise program, is completely confidential. Data collected via this program is not stored indefinitely and will not be used for purposes unrelated to the app, unless permitted by law, required by law, or with your consent. Please review our privacy policy to learn more.

No. Data collected by the drivewise app will not be used to settle an Allstate claim. By law, Allstate may be required to release any app-generated information to law enforcement agencies, government agencies, or further to a court order.

The service providers for the drivewise program are modus group, LLC and Arity LLC.

Modus Group, LLC was founded in 1999 and specializes in vehicle telematics and driver safety. The company presently manages multiple, nationwide insurance telematics programs.

Arity LLC is a technology company focused on making transportation safer, smarter and more useful for everyone. Arity LLC collects and analyzes massive amounts of data to help partners better predict risk and understand how people move.

Yes. Modus Group, LLC and Arity LLC will manage data collected from the app on behalf of Allstate. As service providers to Allstate, Arity LLC and Modus Group, LLC are bound to uphold the same standards of data and personal information security as Allstate and are bound to abide by all applicable Canadian privacy laws.

Modus Group, LLC is responsible for the development of the drivewise app and provides support to the program through data collection and data management, logistics and service support.

Modus Group, LLC then shares the data with Arity LLC for purposes related to the drivewise program including scoring driving data, as well as analyzing the risk associated with driving behavior to support future enhancements to the program.



Since the program is based on your driving habits, as opposed to the vehicle, as long as your policy and coverage have been updated, you will continue to qualify for the program. If you have any questions or concerns, contact your local Allstate agency or the Drivewise Team at 1-844-679-2650

The following changes may extend the monitoring period:

• Change in address or territory rating

• Change in or addition of a principal driver

• Change in or addition of an underage occasional driver

• Policy termination

• Policy reinstatement

Changes to insurance policy

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