Do you want your bike covered for just the basics or do you need full coverage ? Whether you ride for the joy of the open freeway or prefer the allure of city streets, Allstate has you covered. We offer affordable insurance rates for touring bikes, cruisers, motor scooters, and standard bikes.
A certain level of motorcycle insurance coverage is required by each province. Your Allstate agent will help you figure out the right type of motorbike insurance you need.
Mandatory Motorcycle Insurance
Protects you if you are in an accident where you are at fault and you are held liable for the injury to or death of other people. It also covers damage to their vehicle or property.
Covers medical bills, rehabilitation, funeral costs, and loss of income due to disability and more (not applicable in Quebec).
Direct Compensation Property Damage
Protects you in an accident where you are not at fault. This covers you for damage to your motorbike and property on it when you are in an accident with another motorist insured in your province (Ontario, New Brunswick and Nova Scotia).
Our Optional Motorcycle Insurance Policies
Collision or Upset
Covers the cost of repair or replacement of your motorbike if you are in an accident with another vehicle or if you hit another object (covers the cost up to its actual value less your deductible).
Covers windshield damage, damage due to theft, vandalism, fire, falling objects, lightning, explosion, or impact with an animal (applies only if the damage is not due to a collision).
This combines the protection provided by collision and comprehensive coverages.
Contact one of our local agents now for a free estimate.
Being a good biker can save you even more money
If you are an experienced rider with a clean record and your ride is a touring bike or cruiser, you may qualify for the Elite Rider discount (not applicable in Quebec).